Posts

Bilt - Wells Fargo partnership to end

Image
Bilt has announced that its partnership is ending with Wells Fargo in an email. It is reported that it is Wells Fargo that has decided to end the partnership early next year than the contractual end date of 2029 due to near $10 million in losses per month servicing the Bilt card. The Bilt card launched in March 2022 and became popular for rewarding rent-payments with its card, reportedly reaching 1 million accounts within 18 months. It stayed popular with its solid big-name line of reward transfer partners and attractive monthly transfer bonuses. Current Bilt Card serviced by Wells Fargo. Image courtesy Bilt. Bilt has announced a new partner in Cardless and plans to move all the current credit card customers over in Feb 2026, a move which will be transparent to the users. Concurrently with the move of the fee free card to Cardless, Bilt will also launch a $95 and a $495 annual fee cards. Bilt will announce more details in fall this year. Financially Bilt appears to be in good shape fo...

July 2025 5% Cashback Categories

Image
We all love our fee-free cashback credit cards that offer 5% back in rotating  or permanent categories. Find the current list of categories below to decide which card to pull out where. Current 5% categories

Comparing AirBnB, Marriott, Vrbo and Vacasa on charges

Image
Recently while booking a short term rental in Washington, I checked the same property on multiple sites to see which was giving the best rate. Following are screenshots of each provider's rates for the same property to give you an idea on how each might rate the same property. Vrbo Marriott Homes & Villas Airbnb Vacasa Booking As you can see, each listing has a different price with Vacasa being the cheapest. There is also the option to book Vacasa rental with Wyndham points which can give you a good value for points, although not as great as before.

April 2025 Transfer Bonuses

Image
Here are the currently running transfer bonuses to take your hard-earned points go farther.

New Alaska Airlines Premium Card on the horizon (Register now for higher bonus)

Image
As part of Alaska Airlines' merger with Hawaiian Airlines, it has made some more announcements for its upcoming plans. It includes making Seattle an international hub with routes to Tokyo and Seoul in 2025, more lounges along the west coast and Hawaii, and a new Premium Credit Card offering. We will get the full list of benefits closer to the launch but so far, they are promising 3x miles on all dining and foreign purchases, waived award ticket fees, Alaska Lounge access and new Global Companion Award Certificates, and more. The 3x earning on all foreign purchases could make it an exciting choice when traveling abroad, and the global companion award certificates could be very lucrative as well if done right. Depending on these features, the card could well be in the range of $300-$500 in annual fees. The card is set to launch in summer 2025 but they are offering 500 bonus miles if you register for their early-access list by Dec 31, 2024. You will also get 5000 more bonus miles if ...

Bank of America's generous 3% summer reward bonus

Image
Bank of America's targeted summer bonus offer is now live and it runs from July 1 through September 30, 2024. With this offer you earn an extra 3% cash back beyond your regular cash back on all your spending during the period, without any limits. For Business Advantage Customized Cash Rewards credit card, the offer looks like the following.  The date to register for the promo is now past unfortunately but it was available at  bankofamerica.com/recognition . Bank of America 3% Reward Bonus for summer 2024 You earn the extra 3% on top of your other credit card rewards and there appears to be no limit to this 3% cashback, which makes it huge. Usually, with the Business customized cash rewards card, you earn up to 3% in your category of choice on up to $50,000 annually. And if you are a Preferred Rewards for Business member, you earn an extra 25% as a Gold member, extra 50% as a Platinum member and extra 75% as a Platinum Honors member - earning you effectively 3.75%, 4.5% an...

How to get 1.53c per Amex Membership Reward point with Amex Business Platinum

Image
One of the easiest and sure shot way of getting good value from your Amex Membership reward points is to use them for paying travel on AmexTravel.com . Normally, you would get about 1c value for each Membership reward point when you use them to pay for travel at AmexTravel.com. But if you have a Business Platinum card in your folio, you can benefit from a little-known feature to get even more value for your points. Amex 35% Airline Bonus. Images courtesy Amex. The feature is called '35% Airline Bonus,' through which get 35% of your used points back and using it you can get 1.53 cent value per point. That is even better than the Chase Sapphire Reserve pay with points feature and can be better than transferring points to an airline to book the flight as an award on many occasions. Without this feature, you can book a $100 flight for 10,000 Amex points but with the feature, the same flight will cost you only 6,500 points. That is much lower than paying, say an award price of 12,50...