After rent and mortgage, utilities are a big spend item for many households, and even businesses. Having a good strategy for earning most points or miles through these spend organically can keep your points and miles stash full for when you need them. But alas, not many credit card issuers cater to this category. In this post, I go over some of the better ways to earn points and miles or simple cashback in the Utilities category, which should give you a better return than your basic 2% cashback or 2x points card. For this post, I am ignoring special targeted offers (like the 4.63% return on my Bank of America Travel Rewards card) or credit card offers that last for a few months (like Discover It 3%) but something that everyone can use and rely upon. 1. 3% cashback with Venmo credit card Person to person money transfer service, Venmo, launched its credit card in 2020 to not much fanfare. One of the under appreciated perks of the card is that it earns unbounded 3% cashback in your top s...